Community research and accountability tracker

Known. Unknown. Evidence needed.

Scan the list, then open an item to read the record and view source images or letters. Statuses come from documents in this project, not from a prompt.

The first financial question is whether paying owners received the road work they funded. Unpaid assessments matter, and Split Rock has to collect them. Delinquency does not answer ownership, and it does not excuse unsafe roads or the lack of a long-term plan.

Ownership, succession, and responsibility are collected on the Ownership & Responsibility page.

Confirmed

Supported by reliable primary documentation already in this project.

Confirmed Township minutes in the Right-to-Know packet What do the supplied township minutes record about Moseywood Road maintenance?

ID: R-TWP-POSITION Evidence type: Township meeting minutes obtained through a Right-to-Know request Source: Right-to-Know township packet, PDF page 25 Source date: 2022-06-28 Reviewed: 2026-09-25

What the evidence establishes

The June 2022 minutes, obtained through a Right-to-Know request, record a Moseywood pothole complaint and a referral to Split Rock. They include wording that those roads are not township-maintained. That is language in the minutes, not a statement of Kidder Township’s current position.

What this does not yet establish

Kidder Township’s current position, whether the township supports or opposes this work, a title search, or current ownership.

What we need

  • Any current township statement
  • Road-parcel map

Later minutes or township correspondence can be submitted. Nothing here should be read as speaking for the township.

I Have Information
Confirmed Financial reporting notice Did the association circulate road-maintenance expense summaries?

ID: R-FIN-NOTICE Evidence type: Original newsletter email with embedded summary images Source: Financial and Road Maintenance Expense Report.eml, Split Rock Homeowners / Split Rock Investments, LLC Source date: 2025-10-02 Reviewed: 2026-09-25

What the evidence establishes

A newsletter was sent stating that 2024 (January–December) and 2025 (January–June) road-maintenance summaries were being shared, that semester reports would follow, and that the next summary would cover July–December 2025 in January 2026. Two expense-summary images are embedded in that email.

What this does not yet establish

That the image figures are complete books, audited, or correctly totaled.

What we need

  • January 2026 semester report
  • Human transcription of the image line items
  • Source ledgers

If you received later financial emails or PDFs, submit the originals.

Source material

2025-10-02

Financial and Road Maintenance Expense Report

Newsletter body only. Sender, recipient, and headers are omitted.

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Dear Homeowners

On behalf of the Association, we would like to thank you for your patience as we finalize and share detailed financial information.

Enclosed you will find the Road Maintenance Expenses Summary for:
• January–December 2024
• January–June 2025

For your convenience, you can access the documents in PDF format through the following buttons.

2025 Summary (January–June)
2024 Summary (January–December)

These improvements are possible thanks to your timely contributions through maintenance fees. Our goal is to ensure transparency and accountability in how every dollar is allocated.

We recognize that in the past these updates were not consistently provided, and we are committed to improving our communication. Beginning with this report, you will receive a clear financial summary every semester to ensure full transparency.

The next financial summary will be provided in January 2026, covering July–December 2025.

We hope this format helps you better understand how resources are allocated and managed. Should you have any comments, questions, or suggestions, please do not hesitate to contact us at: [email removed]

Thank you for your continued trust and support as we work together to maintain and improve our community.

Sincerely,

Split Rock Investments, LLC

2024 (circulated 2025-10-02)

2024 road-maintenance summary image

Embedded summary image from the October 2, 2025 newsletter, labeled January–December 2024. This is the circulated image, not an audited statement.

Download

January–June 2025 (circulated 2025-10-02)

January–June 2025 road-maintenance summary image

Embedded summary image from the October 2, 2025 newsletter. Partial-year only. It will not be annualized on this site.

Download

I Have Information
Confirmed Documented pavement complaints in township minutes Have Moseywood potholes been raised in official minutes?

ID: R-COND-MINUTES Evidence type: Township meeting minutes Source: Township packet, PDF pages 19 and 25 Source date: 2022-04-26 and 2022-06-28 Reviewed: 2026-09-25

What the evidence establishes

Minutes record resident pothole complaints on Moseywood Road in April and June 2022.

What this does not yet establish

A complete inventory or current measured condition of every road.

What we need

  • Later minutes
  • Work orders responding to those complaints

Later minutes or repair records can be submitted.

I Have Information
Confirmed Documented winter-access and ice narratives Do public-record narratives describe winter access problems?

ID: R-COND-POLICE Evidence type: Police narratives and related correspondence in the township packet Source: records-timeline.csv; township packet pages 14, 38, 42, 45, 47–48 Source date: 2024-01-13 through 2025-02-18 Reviewed: 2026-09-25

What the evidence establishes

Selected police narratives and correspondence describe ice, traction, flooding, township salting, and a following-day resort-maintenance response. They are the documents they are.

What this does not yet establish

Causation, a crash count, or that every incident was caused by pavement condition.

What we need

  • Complete incident files
  • Independent measurements at those locations

Firsthand accounts with dates and locations can be correlated to these records.

I Have Information
Confirmed June–July 2026 written requests Were formal written requests for a plan and financial information sent, and were they answered?

ID: R-LETTER-2026 Evidence type: Original emails in the September 26 intake Source: work/intake-20260926/*.eml Source date: 2026-06-22 through 2026-07-24 Reviewed: 2026-09-25

What the evidence establishes

A June 22 resident request and July 17–24 homeowner improvement emails were sent. Follow-ups stated that no response had been received. No replies are present in the collected files.

What this does not yet establish

The truth of every condition listed in those letters.

What we need

  • Any later reply that may exist outside this packet

If you received a reply we do not have, submit the original email.

Source material

2026-06-22

Community safety concerns

Letter body only. Names in greetings, addresses, and headers are omitted or reduced.

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Dear [recipient],

I am writing to formally document ongoing concerns regarding the condition,
maintenance, and safety of infrastructure owned and maintained by Split
Rock, including the road system, water system, and community amenities that
residents financially support through assessments and user fees.

As you know, property owners are required by deed restriction to pay annual
assessments for the maintenance of the common roadways. Homeowners are also
subject to collection actions and liens for non-payment of those
assessments. Given these requirements, many residents are becoming
increasingly concerned about the deteriorating condition of the roads and
the apparent lack of maintenance being performed.

Over the past year, I have personally observed numerous safety and
maintenance concerns, including:

Road Maintenance and Winter Operations

• Snow plowing has frequently been inadequate during and after winter
storms.
• Roads are often not plowed to a width that safely accommodates two-way
traffic.
• Salting operations appear inconsistent or insufficient, creating
hazardous driving conditions.
• Post-storm cleanup and snow removal are frequently incomplete.

Road Conditions and Safety

• Road surfaces throughout the community have deteriorated significantly.
• Potholes and failed pavement sections have created safety concerns for
motorists, pedestrians, cyclists, and golf cart traffic.
• Several residents have experienced vehicle damage, including flat tires
and damaged wheels.
• Repeated cold-patch repairs and temporary fixes often fail within a short
period of time, resulting in recurring maintenance costs without addressing
the underlying problem.
• Many repairs have created uneven transitions and bumps that further
impact drivability and safety.
• Maintenance work is often performed on blind curves without adequate
warning signs, traffic control measures, or advance notice to motorists.

Emergency Access and Traffic Safety

• A section of Lake Drive remained partially closed and restricted to one
lane for an extended period of time with limited signage despite serving as
an emergency access route.
• Several roads have become overgrown to the point where vehicles cannot
safely remain within their lane of travel without encountering branches and
vegetation.

Water System Concerns

• Fire hydrants do not appear to be regularly flushed or maintained to
remove sediment.
• Residents have been advised that well pumps have required replacement
multiple times after concerns were raised regarding pump sizing and
suitability.
• Communication surrounding boil-water advisories has been inconsistent. On
multiple occasions residents were unaware of advisories until after water
had already been consumed or used.

Dock and Waterfront Safety

• Dock repairs have not been completed in accordance with previously
communicated schedules.
• Multiple dock sections have broken loose or drifted away during the past
year.
• Some dock areas remain in unsafe condition, including protruding
hardware, unstable sections, and inadequate mooring infrastructure.
• Current conditions create safety concerns for residents and increase the
likelihood of personal injury and property damage.

Infrastructure Planning and Transparency

• There are known drainage and infrastructure issues throughout the
community that appear to require correction before roadway resurfacing can
be effective.
• I am not aware of any comprehensive plan that addresses these underlying
infrastructure deficiencies.
• Financial reporting and communication regarding road maintenance
expenditures, priorities, and future projects has been limited and
inconsistent.

I have photographs documenting many of these conditions and can provide
them upon request.

While I understand that some property owners may be delinquent in paying
assessments, the governing documents provide mechanisms for the collection
of unpaid assessments. As a paying property owner, I am concerned that the
condition of the roads and other community infrastructure has reached a
point where public safety, emergency vehicle access, property values, and
liability exposure may be affected.

I also note that many of the concerns identified above involve assets and
infrastructure directly owned, controlled, or maintained by Split Rock and
are not limited solely to roadway conditions. This raises concerns
regarding long-term maintenance planning, prioritization of repairs, and
overall stewardship of community infrastructure.

Accordingly, I respectfully request:

   1. An update regarding the current financial status of the road
   maintenance program.
   2. Information regarding collection efforts being pursued for delinquent
   accounts.
   3. A copy of any planned maintenance schedule or capital improvement
   plan for the roads, water system, and related infrastructure.
   4. A timeline for addressing the safety concerns identified above.
   5. Clarification regarding how residents will be informed of future
   repairs, maintenance activities, and boil-water advisories.

My goal is not to assign blame but to understand how these issues will be
addressed moving forward and what actions are being taken to ensure the
safety and reliability of the infrastructure serving our community.

I would appreciate a written response within 30 days.

Thank you for your attention to this matter.


Sincerely,

Corey Lear

[phone removed]

2026-07-20

Follow-up on community safety concerns

Follow-up body only. No reply is present in the collected files.

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Read the full letter
Carolyn,

I am following up regarding my email sent on 6/22/26, as I have not yet
received a response.

The 30-day response period is expiring tomorrow, and I would appreciate an
update on the status of my request. If additional time is needed, please
let me know the reason for the delay and provide an anticipated date by
which I can expect a response.

My intent is simply to ensure the matter continues to move forward and that
there is a clear line of communication.

If the request has been forwarded to another individual or department, I
would appreciate knowing who is handling it so I can direct any future
correspondence appropriately.

Thank you for your attention to this matter. I look forward to your
response.

Respectfully,

Corey Lear

On Mon, Jun 22, 2026 at 12:08 PM Corey Lear <[email removed]> wrote:

> Dear Carolyn,
>
> I am writing to formally document ongoing concerns regarding the
> condition, maintenance, and safety of infrastructure owned and maintained
> by Split Rock, including the road system, water system, and community
> amenities that residents financially support through assessments and user
> fees.
>
> As you know, property owners are required by deed restriction to pay
> annual assessments for the maintenance of the common roadways. Homeowners
> are also subject to collection actions and liens for non-payment of those
> assessments. Given these requirements, many residents are becoming
> increasingly concerned about the deteriorating condition of the roads and
> the apparent lack of maintenance being performed.
>
> Over the past year, I have personally observed numerous safety and
> maintenance concerns, including:
>
> Road Maintenance and Winter Operations
>
> • Snow plowing has frequently been inadequate during and after winter
> storms.
> • Roads are often not plowed to a width that safely accommodates two-way
> traffic.
> • Salting operations appear inconsistent or insufficient, creating
> hazardous driving conditions.
> • Post-storm cleanup and snow removal are frequently incomplete.
>
> Road Conditions and Safety
>
> • Road surfaces throughout the community have deteriorated significantly.
> • Potholes and failed pavement sections have created safety concerns for
> motorists, pedestrians, cyclists, and golf cart traffic.
> • Several residents have experienced vehicle damage, including flat tires
> and damaged wheels.
> • Repeated cold-patch repairs and temporary fixes often fail within a
> short period of time, resulting in recurring maintenance costs without
> addressing the underlying problem.
> • Many repairs have created uneven transitions and bumps that further
> impact drivability and safety.
> • Maintenance work is often performed on blind curves without adequate
> warning signs, traffic control measures, or advance notice to motorists.
>
> Emergency Access and Traffic Safety
>
> • A section of Lake Drive remained partially closed and restricted to one
> lane for an extended period of time with limited signage despite serving as
> an emergency access route.
> • Several roads have become overgrown to the point where vehicles cannot
> safely remain within their lane of travel without encountering branches and
> vegetation.
>
> Water System Concerns
>
> • Fire hydrants do not appear to be regularly flushed or maintained to
> remove sediment.
> • Residents have been advised that well pumps have required replacement
> multiple times after concerns were raised regarding pump sizing and
> suitability.
> • Communication surrounding boil-water advisories has been inconsistent.
> On multiple occasions residents were unaware of advisories until after
> water had already been consumed or used.
>
> Dock and Waterfront Safety
>
> • Dock repairs have not been completed in accordance with previously
> communicated schedules.
> • Multiple dock sections have broken loose or drifted away during the past
> year.
> • Some dock areas remain in unsafe condition, including protruding
> hardware, unstable sections, and inadequate mooring infrastructure.
> • Current conditions create safety concerns for residents and increase the
> likelihood of personal injury and property damage.
>
> Infrastructure Planning and Transparency
>
> • There are known drainage and infrastructure issues throughout the
> community that appear to require correction before roadway resurfacing can
> be effective.
> • I am not aware of any comprehensive plan that addresses these underlying
> infrastructure deficiencies.
> • Financial reporting and communication regarding road maintenance
> expenditures, priorities, and future projects has been limited and
> inconsistent.
>
> I have photographs documenting many of these conditions and can provide
> them upon request.
>
> While I understand that some property owners may be delinquent in paying
> assessments, the governing documents provide mechanisms for the collection
> of unpaid assessments. As a paying property owner, I am concerned that the
> condition of the roads and other community infrastructure has reached a
> point where public safety, emergency vehicle access, property values, and
> liability exposure may be affected.
>
> I also note that many of the concerns identified above involve assets and
> infrastructure directly owned, controlled, or maintained by Split Rock and
> are not limited solely to roadway conditions. This raises concerns
> regarding long-term maintenance planning, prioritization of repairs, and
> overall stewardship of community infrastructure.
>
> Accordingly, I respectfully request:
>
>    1. An update regarding the current financial status of the road
>    maintenance program.
>    2. Information regarding collection efforts being pursued for
>    delinquent accounts.
>    3. A copy of any planned maintenance schedule or capital improvement
>    plan for the roads, water system, and related infrastructure.
>    4. A timeline for addressing the safety concerns identified above.
>    5. Clarification regarding how residents will be informed of future
>    repairs, maintenance activities, and boil-water advisories.
>
> My goal is not to assign blame but to understand how these issues will be
> addressed moving forward and what actions are being taken to ensure the
> safety and reliability of the infrastructure serving our community.
>
> I would appreciate a written response within 30 days.
>
> Thank you for your attention to this matter.
>
>
> Sincerely,
>
> Corey Lear
>
> [phone removed]
>

2026-07-17

Community improvements and next steps

Letter body only. Private contact details are removed where they appeared as numbers or addresses.

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Read the full letter
Caroline and Silvia,

I hope you do not mind me including you in this email thread. Another homeowner kindly provided me with Caroline�s contact information, and I received Silvia�s information through the Split Rock Owners Circle. My understanding is that you may both be more closely connected to the broader community improvements and road maintenance concerns being discussed.

First, Mary, I want to sincerely apologize if my earlier response caused additional emails or frustration to be directed toward you. You have consistently been a helpful point of contact for the community, and I recognize that this can also place you in the difficult position of becoming the recipient of concerns that may fall outside your direct responsibilities. That was never my intention. You have been extremely helpful, and I do not want the community�s frustration unfairly placed on you.

My goal in raising these concerns was to help begin a productive conversation and identify the right people who can work with homeowners toward a clear plan of action. Since sending the original email, I have received several positive responses from homeowners who are interested in participating and helping move this effort forward.

It is becoming increasingly clear that several areas of the community require attention. Portions of the roads continue to deteriorate, much of the signage is outdated or falling apart, and the overall need for coordinated improvements is becoming more noticeable over time. I believe many homeowners understand that meaningful improvements require funding and are willing to continue contributing, but greater transparency around the priorities, responsibilities, planned work, anticipated schedules, and use of collected funds would help build confidence and broader support.

Hopefully, this conversation can lead to a partnership between the Split Rock homeowner community and Split Rock Resort. Even if that requires several homeowners to participate in assessing the needs, helping develop a plan, communicating it to the broader community, and encouraging everyone to remain current with their financial obligations, I believe there are people willing to assist.

The goal is not to assign blame or criticize the individuals working to support the community. It is to bring the appropriate people together, understand how decisions are made, establish realistic priorities, and create a plan that homeowners can believe in and support. Greater visibility would also help reassure owners that the money being collected is being directed toward the improvements that are most urgently needed.

Caroline and Silvia, I have not had the opportunity to speak with either of you yet, but I am hopeful you can help guide us toward the appropriate next steps and the right representatives to include. I, along with several other homeowners who have reached out, would be more than willing to participate in a smaller working group to help organize this effort and see it through.

Thank you all for your time and for everything you do for the Split Rock community. I truly believe everyone shares the same ultimate goal of seeing the community improve, remain beautiful, and continue to be a place that homeowners and visitors can be proud of.

Best,
Craig Lewis

Mobile: [phone removed]

2026-07-23

Follow-up: community improvements

Follow-up body only. No reply is present in the collected files.

Download

Read the full letter
Caroline and Silvia,
I wanted to follow up, as I have not received a response to my previous email.
The main purpose of reaching out is to better understand whether there is a formal plan of action for the community�s infrastructure upgrades, including the roads, signage, and other needed improvements.
More importantly, homeowners need to see a schedule that clearly identifies:

  *
What improvements are planned
  *
The priority of each improvement
  *
When the work is expected to begin
  *
When each item is expected to be completed

I believe having a clear and transparent plan with an associated schedule would give homeowners greater confidence, encourage participation, and help everyone understand how the community will improve over time.
Please let us know if you are the appropriate individuals to discuss this with or who should be included so we can begin moving the conversation forward.
Thank you,
Craig
--

Craig J. Lewis

[phone removed]

________________________________
From: Craig Lewis <[email removed]>
Sent: Friday, July 17, 2026 3:26 PM
To: Purchasing SplitRock <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>
Cc: Dave Ash <[email removed]>; Patrick Auth <[email removed]>; [email removed] <[email removed]>; Brian Bonnes <[email removed]>; MARTIN BONNES <[email removed]>; [email removed] <[email removed]>; Caren Boyes <[email removed]>; [email removed] <[email removed]>; Bruzgo Bronne <[email removed]>; Rosemary Burrage <[email removed]>; [email removed] <[email removed]>; Chris Cox <[email removed]>; Tom Davis <[email removed]>; [email removed] <[email removed]>; David Derr <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; Leslie Filippi <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; Brian Giuliano <[email removed]>; Michelle G <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; Kate Harris <[email removed]>; Joel Hanson <[email removed]>; Ron Hassler <[email removed]>; Craig Kocak <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; Thomas Macchia <[email removed]>; Eileen McCluskey Evans <[email removed]>; [email removed] <[email removed]>; Erica McKiernan <[email removed]>; Greg Moylan <[email removed]>; Diana Mulroy <[email removed]>; Joe Nordon <[email removed]>; Charles hvt <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; Madhavi Reddy <[email removed]>; Connie Reilley <[email removed]>; Jennifer Rodier <[email removed]>; Dahnielle Schmidt <[email removed]>; Wayne Springate <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; Ted Wagner <[email removed]>; [email removed] <[email removed]>; Watson <[email removed]>; Charlotte Weimer <[email removed]>; John Wurst <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; Anthony Izzi <[email removed]>; [email removed] <[email removed]>; Barbara Boyer <[email removed]>; Kristy <[email removed]>; Noel Kegerise <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; Ken Weikel <[email removed]>; Mike Benedict <[email removed]>; Greg Smith <[email removed]>; [email removed] <[email removed]>; Laurie <[email removed]>; [email removed] <[email removed]>; Jami Luginbuhl <[email removed]>; Vaughn Hardin <[email removed]>; Erika Spott <[email removed]>; MARISSA DICINDIO <[email removed]>; [email removed] <[email removed]>; Gerard <[email removed]>; Christopher Zachry <[email removed]>; [email removed] <[email removed]>; Robert Lewis <[email removed]>; Kathy Saxon <[email removed]>; Neal DeAngelo <[email removed]>
Subject: Split Rock Lake Harmony - Community Improvements and Next Steps


Caroline and Silvia,

I hope you do not mind me including you in this email thread. Another homeowner kindly provided me with Caroline�s contact information, and I received Silvia�s information through the Split Rock Owners Circle. My understanding is that you may both be more closely connected to the broader community improvements and road maintenance concerns being discussed.

First, Mary, I want to sincerely apologize if my earlier response caused additional emails or frustration to be directed toward you. You have consistently been a helpful point of contact for the community, and I recognize that this can also place you in the difficult position of becoming the recipient of concerns that may fall outside your direct responsibilities. That was never my intention. You have been extremely helpful, and I do not want the community�s frustration unfairly placed on you.

My goal in raising these concerns was to help begin a productive conversation and identify the right people who can work with homeowners toward a clear plan of action. Since sending the original email, I have received several positive responses from homeowners who are interested in participating and helping move this effort forward.

It is becoming increasingly clear that several areas of the community require attention. Portions of the roads continue to deteriorate, much of the signage is outdated or falling apart, and the overall need for coordinated improvements is becoming more noticeable over time. I believe many homeowners understand that meaningful improvements require funding and are willing to continue contributing, but greater transparency around the priorities, responsibilities, planned work, anticipated schedules, and use of collected funds would help build confidence and broader support.

Hopefully, this conversation can lead to a partnership between the Split Rock homeowner community and Split Rock Resort. Even if that requires several homeowners to participate in assessing the needs, helping develop a plan, communicating it to the broader community, and encouraging everyone to remain current with their financial obligations, I believe there are people willing to assist.

The goal is not to assign blame or criticize the individuals working to support the community. It is to bring the appropriate people together, understand how decisions are made, establish realistic priorities, and create a plan that homeowners can believe in and support. Greater visibility would also help reassure owners that the money being collected is being directed toward the improvements that are most urgently needed.

Caroline and Silvia, I have not had the opportunity to speak with either of you yet, but I am hopeful you can help guide us toward the appropriate next steps and the right representatives to include. I, along with several other homeowners who have reached out, would be more than willing to participate in a smaller working group to help organize this effort and see it through.

Thank you all for your time and for everything you do for the Split Rock community. I truly believe everyone shares the same ultimate goal of seeing the community improve, remain beautiful, and continue to be a place that homeowners and visitors can be proud of.

Best,
Craig Lewis

Mobile: [phone removed]

2026-07-24

Further follow-up: community improvements

Follow-up body only. No reply is present in the collected files.

Download

Read the full letter
Hello,

I am following up to identify the appropriate person who can provide homeowners with information about Split Rock’s community infrastructure plans.

We would like to understand:

  *   What improvements are planned for the roads, signage, and other infrastructure

  *   How the work is being prioritized

  *   The anticipated schedule for starting and completing each project

  *   How the collected funds are intended to support these improvements

If you are not the appropriate person to answer these questions, please connect us with the individual responsible for planning and overseeing this work.

Our goal is simply to open a productive line of communication and better understand the plan for improving the community.

Thank you,

Craig Lewis

[phone removed]


From: Craig Lewis <[email removed]>
Date: Thursday, July 23, 2026 at 10:29 AM
To: Purchasing SplitRock <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>
Cc: Robert Lewis <[email removed]>; Neal DeAngelo <[email removed]>; [email removed] <[email removed]>
Subject: Re: Split Rock Lake Harmony - Community Improvements and Next Steps

Caroline and Silvia,
I wanted to follow up, as I have not received a response to my previous email.
The main purpose of reaching out is to better understand whether there is a formal plan of action for the community’s infrastructure upgrades, including the roads, signage, and other needed improvements.
More importantly, homeowners need to see a schedule that clearly identifies:

  *
What improvements are planned
  *
The priority of each improvement
  *
When the work is expected to begin
  *
When each item is expected to be completed

I believe having a clear and transparent plan with an associated schedule would give homeowners greater confidence, encourage participation, and help everyone understand how the community will improve over time.
Please let us know if you are the appropriate individuals to discuss this with or who should be included so we can begin moving the conversation forward.
Thank you,
Craig
--

Craig J. Lewis

[phone removed]

________________________________
From: Craig Lewis <[email removed]>
Sent: Friday, July 17, 2026 3:26 PM
To: Purchasing SplitRock <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>
Cc: Dave Ash <[email removed]>; Patrick Auth <[email removed]>; [email removed] <[email removed]>; Brian Bonnes <[email removed]>; MARTIN BONNES <[email removed]>; [email removed] <[email removed]>; Caren Boyes <[email removed]>; [email removed] <[email removed]>; Bruzgo Bronne <[email removed]>; Rosemary Burrage <[email removed]>; [email removed] <[email removed]>; Chris Cox <[email removed]>; Tom Davis <[email removed]>; [email removed] <[email removed]>; David Derr <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; Leslie Filippi <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; Brian Giuliano <[email removed]>; Michelle G <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; Kate Harris <[email removed]>; Joel Hanson <[email removed]>; Ron Hassler <[email removed]>; Craig Kocak <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; Thomas Macchia <[email removed]>; Eileen McCluskey Evans <[email removed]>; [email removed] <[email removed]>; Erica McKiernan <[email removed]>; Greg Moylan <[email removed]>; Diana Mulroy <[email removed]>; Joe Nordon <[email removed]>; Charles hvt <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; Madhavi Reddy <[email removed]>; Connie Reilley <[email removed]>; Jennifer Rodier <[email removed]>; Dahnielle Schmidt <[email removed]>; Wayne Springate <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; Ted Wagner <[email removed]>; [email removed] <[email removed]>; Watson <[email removed]>; Charlotte Weimer <[email removed]>; John Wurst <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; Anthony Izzi <[email removed]>; [email removed] <[email removed]>; Barbara Boyer <[email removed]>; Kristy <[email removed]>; Noel Kegerise <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; [email removed] <[email removed]>; Ken Weikel <[email removed]>; Mike Benedict <[email removed]>; Greg Smith <[email removed]>; [email removed] <[email removed]>; Laurie <[email removed]>; [email removed] <[email removed]>; Jami Luginbuhl <[email removed]>; Vaughn Hardin <[email removed]>; Erika Spott <[email removed]>; MARISSA DICINDIO <[email removed]>; [email removed] <[email removed]>; Gerard <[email removed]>; Christopher Zachry <[email removed]>; [email removed] <[email removed]>; Robert Lewis <[email removed]>; Kathy Saxon <[email removed]>; Neal DeAngelo <[email removed]>
Subject: Split Rock Lake Harmony - Community Improvements and Next Steps


Caroline and Silvia,

I hope you do not mind me including you in this email thread. Another homeowner kindly provided me with Caroline’s contact information, and I received Silvia’s information through the Split Rock Owners Circle. My understanding is that you may both be more closely connected to the broader community improvements and road maintenance concerns being discussed.

First, Mary, I want to sincerely apologize if my earlier response caused additional emails or frustration to be directed toward you. You have consistently been a helpful point of contact for the community, and I recognize that this can also place you in the difficult position of becoming the recipient of concerns that may fall outside your direct responsibilities. That was never my intention. You have been extremely helpful, and I do not want the community’s frustration unfairly placed on you.

My goal in raising these concerns was to help begin a productive conversation and identify the right people who can work with homeowners toward a clear plan of action. Since sending the original email, I have received several positive responses from homeowners who are interested in participating and helping move this effort forward.

It is becoming increasingly clear that several areas of the community require attention. Portions of the roads continue to deteriorate, much of the signage is outdated or falling apart, and the overall need for coordinated improvements is becoming more noticeable over time. I believe many homeowners understand that meaningful improvements require funding and are willing to continue contributing, but greater transparency around the priorities, responsibilities, planned work, anticipated schedules, and use of collected funds would help build confidence and broader support.

Hopefully, this conversation can lead to a partnership between the Split Rock homeowner community and Split Rock Resort. Even if that requires several homeowners to participate in assessing the needs, helping develop a plan, communicating it to the broader community, and encouraging everyone to remain current with their financial obligations, I believe there are people willing to assist.

The goal is not to assign blame or criticize the individuals working to support the community. It is to bring the appropriate people together, understand how decisions are made, establish realistic priorities, and create a plan that homeowners can believe in and support. Greater visibility would also help reassure owners that the money being collected is being directed toward the improvements that are most urgently needed.

Caroline and Silvia, I have not had the opportunity to speak with either of you yet, but I am hopeful you can help guide us toward the appropriate next steps and the right representatives to include. I, along with several other homeowners who have reached out, would be more than willing to participate in a smaller working group to help organize this effort and see it through.

Thank you all for your time and for everything you do for the Split Rock community. I truly believe everyone shares the same ultimate goal of seeing the community improve, remain beautiful, and continue to be a place that homeowners and visitors can be proud of.

Best,
Craig Lewis

Mobile: [phone removed]
I Have Information

Supported — Verifying

Meaningful evidence exists, but an important piece remains unresolved.

Supported — Verifying Road ownership — historical Who historically owned and operated Moseywood Road?

ID: R-OWN-1990 Evidence type: Published court opinions (copies not yet stored in this project) Source: Vacation Charters, Ltd. v. Pa. PUC, 133 Pa. Commw. 179 (1990); 529 Pa. 464 (1992) Source date: 1990 / 1992 Reviewed: 2026-09-25

What the evidence establishes

Publicly reported opinions describe Moseywood Road in Kidder Township as then owned and operated by Vacation Charters Ltd., and they discuss road-maintenance charges paid by Split Rock property owners. The 1992 Supreme Court opinion reversed the 1990 PUC/turnpike holding.

What this does not yet establish

Current ownership of Moseywood Road or any other Split Rock roadway. The project does not yet hold a saved copy of either opinion for local citation checking.

What we need

  • Saved PDF or official reporter copies of the 1990 and 1992 opinions
  • The record citations those opinions rely on
  • Later conveyances after 1992

If you have a copy of either opinion or later title documents, submit the original file.

I Have Information
Supported — Verifying Successor documentation Does a recorded document identify Split Rock Investments, LLC as successor of Vacation Charters, Ltd.?

ID: R-OWN-SUCCESSOR Evidence type: Recorded successor instrument plus the house-instrument reservation to successors Source: Carbon County Deed Book 1892, Page 683; house instrument clause 9 Source date: Successor deed; house instrument reviewed 2026-09-22 Reviewed: 2026-09-25

What the evidence establishes

Split Rock Investments, LLC is the successor of Vacation Charters, Ltd. The house instrument had reserved abutting road ownership to Vacation Charters, successors and assigns.

What this does not yet establish

A scan of 1892/683 is not yet stored in this public file. Resort, hotel, and water transfers are a separate chain.

What we need

  • A public scan of Deed Book 1892, Page 683 with the legal description visible

A scan of the recorded instrument, with book/page visible, would complete the public file.

I Have Information
Supported — Verifying Road ownership reservation in one house instrument What does the supplied house instrument say about road ownership?

ID: R-OWN-HOUSE Evidence type: User-supplied governing-document PDF for one house Source: governing-documents/house-rofr-verbiage.pdf, clause 9 Source date: Reviewed 2026-09-22 Reviewed: 2026-09-25

What the evidence establishes

The supplied instrument reserves ownership of roads, streets, lanes and pathways abutting the described lot to Vacation Charters, successors and assigns, subject to specified access use.

What this does not yet establish

Present title, community-wide applicability, execution/recording history, or ownership of every mapped road.

What we need

  • Recorded copy with book/page
  • Other parcels’ instruments
  • Amendment history

Provide the restriction pages from your deed if they differ from this wording.

I Have Information
Supported — Verifying Current road ownership Who currently owns the Split Rock roads?

ID: R-OWN-CURRENT Evidence type: Successor deed plus Split Rock’s own road-maintenance role Source: Deed Book 1892, Page 683; house instrument; October 2, 2025 road-maintenance newsletter Source date: Successor deed; newsletter 2025-10-02 Reviewed: 2026-09-25

What the evidence establishes

The known road owner is Split Rock Investments, LLC. It is the Vacation Charters successor, and it bills and reports road maintenance. Split Rock treats the roads as its responsibility.

What this does not yet establish

That later resort owners (Stabilis, SCH USA / Bel Air) took the roads. Those transfers are the hotel/resort chain.

What we need

  • A stored scan of the successor deed
  • Recorded resort deeds, to show that chain beside the road chain

Recorded deeds that show the resort parcels help keep the two chains from being mixed.

I Have Information
Supported — Verifying Historical road assessments Have road-maintenance assessments existed historically?

ID: R-ASSESS-HIST Evidence type: Published 1990 court opinion plus one supplied house instrument Source: Vacation Charters, Ltd. v. Pa. PUC (1990 reported facts); house instrument clause 11 Source date: 1990; house instrument reviewed 2026-09-22 Reviewed: 2026-09-25

What the evidence establishes

The 1990 reported opinion discusses annual road-maintenance charges then paid by Split Rock property owners. The supplied house instrument contains an annual common-road maintenance assessment clause.

What this does not yet establish

The current assessment amount, who now bills it, or community-wide current practice.

What we need

  • Current assessment statement
  • Authority documents now in force
  • Saved court-opinion PDF

Upload an old or current road-assessment bill.

I Have Information
Supported — Verifying Assessment authority Under what authority are current road assessments imposed?

ID: R-ASSESS-AUTH Evidence type: Single-house instrument Source: governing-documents/house-rofr-verbiage.pdf, clause 11 Source date: Reviewed 2026-09-22 Reviewed: 2026-09-25

What the evidence establishes

The supplied instrument covenants an annual assessment for maintenance of common roadways, including lighting, payable within 30 days of billing.

What this does not yet establish

That this clause binds every parcel, the present dollar amount, or a required pavement service level.

What we need

  • Recorded community-wide instruments
  • Current billing statements

Deed restriction pages and recent assessment invoices are needed.

I Have Information
Supported — Verifying 2024 road-maintenance summary image What do the 2024 image figures show?

ID: R-FIN-2024 Evidence type: Embedded JPEG summary labeled January–December 2024 Source: work/intake-20260926/financial-images/img-03.jpg Source date: Reporting period 2024; circulated 2025-10-02 Reviewed: 2026-09-25

What the evidence establishes

An image summary exists and is labeled a 2024 road-maintenance expense summary from Split Rock Investments. It includes collection, past-due, labor, supply, subcontract, and snow-plowing categories. Line items have not been independently transcribed for public totals.

What this does not yet establish

Audited results, that every category is complete, or that image totals can be published as verified amounts.

What we need

  • Human-verified transcription
  • Invoices and work orders behind the lines
  • Reserve and capital figures

A clearer original PDF or spreadsheet would help confirm the image.

Source material

2024 (circulated 2025-10-02)

2024 road-maintenance summary image

Embedded summary image from the October 2, 2025 newsletter, labeled January–December 2024. This is the circulated image, not an audited statement.

Download

I Have Information
Supported — Verifying January–June 2025 road-maintenance summary image What do the partial-year 2025 image figures show?

ID: R-FIN-2025H1 Evidence type: Embedded JPEG summary labeled January–June 2025 Source: work/intake-20260926/financial-images/img-02.jpg Source date: Reporting period January–June 2025; circulated 2025-10-02 Reviewed: 2026-09-25

What the evidence establishes

A partial-year image summary exists. It is not a full-year result and will not be annualized on this site.

What this does not yet establish

2025 annual spending, collections, or reserves.

What we need

  • July–December 2025 summary
  • Human-verified transcription
  • Supporting invoices

The promised January 2026 semester report is specifically needed.

Source material

January–June 2025 (circulated 2025-10-02)

January–June 2025 road-maintenance summary image

Embedded summary image from the October 2, 2025 newsletter. Partial-year only. It will not be annualized on this site.

Download

I Have Information
Supported — Verifying September 2026 road-condition documentation What does the September 21, 2026 drive currently support?

ID: R-COND-VIDEO Evidence type: Preserved original video plus candidate screening Source: methods.md; video-review-method-v6.md; evidence-register-v6.json Source date: 2026-09-21 recordings; review through 2026-09-23 Reviewed: 2026-09-25

What the evidence establishes

Original recordings were preserved. A screening pass produced candidate observations of pavement openings, repairs, and vegetation. Those candidates remain under human review.

What this does not yet establish

Unique defect counts, measured depths, clearance heights, or legal violations.

What we need

  • Ground measurements
  • Human verification of candidates
  • Named-road confirmation

Photographs with dates and locations help confirm video candidates.

Source material

2026-09-21

Road survey map — September 21, 2026 drive

Community view from the road survey. Colored road segments show the recovered camera route. Numbered circles mark screening concentrations. Counts are recorded sightings, not unique verified hazards.

Download

2026-09-23

Meeting one-pager

One-page handout prepared from the September 21, 2026 drive and the September 23 register snapshot. It is a discussion aid. Field verification remains necessary.

Open PDF

Open the PDF
I Have Information
Supported — Verifying Immediate safety concerns Are current road conditions creating documented safety concerns?

ID: R-SAFETY Evidence type: Public-record narratives plus visual candidates and resident reports Source: Township packet; June 22, 2026 resident letter; video register Source date: 2022–2026 Reviewed: 2026-09-25

What the evidence establishes

There is a documented record of winter-access problems, pavement complaints, and ongoing visual documentation. Immediate safety work has not been independently prioritized in a published plan.

What this does not yet establish

A complete hazard inventory or a finding of legal negligence.

What we need

  • Prioritized safety list
  • Official inspection
  • Clearance and depth measurements

Emergency-access information, dates, and original photos are requested.

Source material

2026-09-21

Road survey map — September 21, 2026 drive

Community view from the road survey. Colored road segments show the recovered camera route. Numbered circles mark screening concentrations. Counts are recorded sightings, not unique verified hazards.

Download

2026-09-23

Meeting one-pager

One-page handout prepared from the September 21, 2026 drive and the September 23 register snapshot. It is a discussion aid. Field verification remains necessary.

Open PDF

Open the PDF
I Have Information

Open Question

Insufficient evidence currently exists to answer the question.

Open Question Assessment collection and delinquency What is the financial effect of unpaid road assessments?

ID: R-DELQ Evidence type: Image summaries mention a past-due balance; figures are not yet human-verified Source: October 2025 newsletter images; no account-level records Source date: 2024 and January–June 2025 image summaries Reviewed: 2026-09-25

What the evidence establishes

Delinquency is a funding question that must be measured. Individual homeowners will not be identified on this site.

What this does not yet establish

A verified shortfall, that nonpayment excuses or does not excuse any obligation, or any person’s account balance.

What we need

  • Official receivables aging
  • Number of delinquent accounts (no names)
  • Collection actions, liens, recoveries, write-offs
  • Collection expenses

Official collection reports, without personal account identifiers, are needed.

I Have Information
Open Question Paying owners and unpaid accounts Does unpaid assessment money excuse unfinished or unsafe road work?

ID: R-ACCOUNTABILITY Evidence type: Community accountability question Source: October 2025 summaries plus the Road Survey record Source date: Open as of 2026-09-25 Reviewed: 2026-09-25

What the evidence establishes

The first financial question is whether paying owners received the work they funded. Past-due balances appear on the circulated summaries. Collection is Split Rock’s job. Delinquency does not, by itself, answer ownership or excuse unsafe roads or the lack of a long-term plan.

What this does not yet establish

That any party is legally excused or not excused.

What we need

  • Official collections totals without names
  • Invoices matched to completed work
  • A multi-year funded plan

Official collection reports and work records, without personal account identifiers, are the next evidence.

I Have Information

Evidence Needed

We know specifically what documentation would help resolve the issue.

Evidence Needed Current assessments and collections How much is billed, collected, delinquent, reserved, and available for roads?

ID: R-ASSESS-CURRENT Evidence type: No current ledger located Source: Gap remaining after the October 2025 newsletter and image summaries Source date: Open as of 2026-09-25 Reviewed: 2026-09-25

What the evidence establishes

The questions are defined. Current totals are not yet established from primary books.

What this does not yet establish

Any current billed, collected, or delinquent amount.

What we need

  • Current annual assessment
  • Amount billed and collected
  • Aging of receivables
  • Collection actions and recoveries
  • Reserve balances

Budgets, assessment statements, and official financial reports can be submitted.

I Have Information
Evidence Needed Promised January 2026 semester report Was the July–December 2025 financial summary issued?

ID: R-FIN-2026 Evidence type: Promised in the October 2025 newsletter; not in the intake Source: Financial and Road Maintenance Expense Report.eml Source date: Promised January 2026 Reviewed: 2026-09-25

What the evidence establishes

A later report was promised. It has not been located.

What this does not yet establish

Any 2025 second-half figures.

What we need

  • The January 2026 summary itself

If you received that report, upload the original.

I Have Information
Evidence Needed Documented funded road plan Is there a current written, funded, measurable road-maintenance and restoration plan?

ID: R-PLAN Evidence type: Requested; not located Source: June and July 2026 correspondence; gap list Source date: Open as of 2026-09-25 Reviewed: 2026-09-25

What the evidence establishes

A documented plan is the project’s desired outcome. None has been located.

What this does not yet establish

That no informal work occurs, or that any particular remedy must follow.

What we need

  • Condition assessment
  • Safety and deferred-maintenance lists
  • Costs, funding, and a multi-year schedule
  • Reporting and accountability assignments

If a plan exists, upload it. Otherwise, help document missing pieces.

I Have Information

Planned / Researching

A later review step is identified but has not begun.

Download